Team Finance Club 2021

                                  The Un(known) Story of Every girl                          Shhh!!! periods. No, it's time to shout out the period pain. When I say I have periods everybody looks at me as if I have done a sin or a crime. But why? Every woman has mensuration and it's the most important part of a women's life. Then why this society says that periods make a woman impure. Sometimes the way society treats her is worse than the cramps, back pain, and whatnot. Acting as if she is all well during her periods in school, college, and office, and hiding those sanitary pads is the toughest job for her. People say that girls are Lakshmi and Devi but when they get periods, why do they call untouchables. Those 5 days the pain, the mood swings, the flow, the gir...

  Introvert        The word introvert is used to describe someone who tends to turn inward, meaning they focus more on internal thoughts, feelings, and moods rather than seeking out external stimulation.        Extrovert Extroverts are expressive, extroverted individuals who can successfully navigate social situations. Extroverts are friendly, vivacious, enthusiastic, aggressive, sociable, energized, communicative, and appealing. Ambivert        A  person who possesses both extrovert and introvert traits.   6 ways to be an Extrovert 1. Fake It 'til You Make It- Even if you do not see yourself becoming an extrovert, put yourself out there. This implies that you should attend gatherings where there are larger groups of individuals.   2. Practice Smiling- Smiling goes a long way for an introvert because it encourages people to approach them.   3. Be an Active Listener- Part of ...

Sense of wholeness   The word health comes from the root word “whole” which means feeling “healthy” which means to be complete. A sense of holding within ourselves. To attain a sense of wholeness, our body and physical energies should be vibrant and exuberant. Emotional dimension and physical exertion are also the two most important things which aid in the sense of wholeness. A sense of wholeness is felt when mental health is quintessential. Engaging in activities like dancing, singing, painting, etc stables our mental health and gives great relaxation.  We cannot lose a connection with all that supports and manages our life, be it-  enjoying the peaceful sunsets or watching cartoon shows, or talking to a four-year-old kid. It is also true that both psychological and physical health can be managed if we are in touch with the elements of nature. Glory and misery, pain and pleasure, anxiety, and ecstasy, all happen within us. It is our prime responsibility to maintain...

  INTRODUCTION -   Your subjective and sincere assessment of your own value serves as the foundation for your level of self-esteem. Numerous theorists and psychologists have investigated the dynamics of the psychology of self-esteem because it is a difficult subject. Abraham Maslow, one of these psychologists who is more known, emphasized in his well-known hierarchy of needs that self-esteem is crucial to reaching self-actualization. Maslow proposes five fundamental categories in the hierarchy, which is represented as a pyramid, that underlie people's motivation: ·          Psychological needs ·          Safety needs ·          Need for love and belonging ·          Esteem needs ·          Self-Actualization Maslow depicts esteem as a fundamental human need by includin...

  MORTGAGE IN US MARKET: Mortgages are completely different aspects in the case of the USA. Most people in the US do invest in the mortgage secondary market. To understand it better way let's get into the topic detail and understand the various terminologies and vocabulary of mortgages. What is a Mortgage loan? Mortgages are types of loans that are used to buy homes and other types of real estate. The property itself serves as collateral for the loan Mortgages are available in a variety of types, including fixed-rate and adjustable-rate. The cost of a mortgage will depend on the type of loan, the term (such as 30 years), and the interest rate the lender charges. Mortgage rates can vary widely depending on the type of product and the qualifications of the applicant. Conventional mortgage: Conforming loan? A conforming loan is a mortgage with terms and conditions that meet Fannie Mae and Freddie Mac's funding criteria. Conforming loans are subject to a monetary limit ...

Know the difference between SIP and Mutual Funds: Before knowing the difference between the SIP and mutual fund. We learn What is SIP? A Systematic Investment Plan (SIP), also known as SIP, is a facility provided by mutual funds to investors to invest in a disciplined manner. SIP allows an investor to invest a set amount of money in a mutual fund scheme at pre-determined intervals. The fixed amount of money can be as low as Rs. 500, and the pre-defined SIP intervals can be weekly/monthly/quarterly/semi-annually, or annually. By investing via SIP, the investor invests in a time-bound manner without worrying about market dynamics and stands to benefit in the long run due to average costing and the power of compounding. What is Mutual Fund? A mutual fund is a collection of money from investors with the goal of investing to achieve a common goal. To earn returns while achieving the stated goal, investments can be made in a variety of assets such as equity, bonds, and money market instrumen...

TOTAL SALES OF E-BIKES FROM JAN TO JULY 2022   Electric scooters are plug in electric vehicles that run with electricity or current by storing the electricity with rechargeable battery.   Electric scooters sales graph had increased rapidly compared to 2021 its mostly due to public awareness and incredible choice for consumers in all segments. India becoming hub for electric scooters market The total sales of electric bikes up to Jan - Dec of 2021 is 41046 units and Jan - July 2022 is 255496 units The E-bike companies that stood at top 5 in the sales are 1.     Hero Electric 2.     Okinawa Autotech 3.     Ampere Vehicles 4.     TVS Motors 5.     OLA Electric Hero electric stands first in the race by selling 55217 units in 2022, whereas Okinawa stands at second with 53037 sales . TOTAL UNITS SOLD BY EACH COMPANY IN YEAR 2022 Hero - 55217 units Okinawa - 53037 units Ampere - ...